Based on 9066 reviews on

YOUR LIFE'S INCOMPARABLE
AND YOUR COVER SHOULD BE TOO.
We help you save on cover that fits you — not the average John or Jane.
Select a product to get started
header-card
Health Insurance
header-card
Life Insurance
header-card
Energy
header-card
Home Loans
header-card
Reverse Mortgage
header-card
Overseas Health
header-card
Car Insurance
header-card
Travel Insurance

Meet our Partners

We work with a wide range of leading insurance providers. Unfortunately some funds choose not to be listed, but we'll still help you find the best value from those who are.

As seen on the news. Trusted by Aussies.

When trusted media outlets need expert insights on insurance, finance and utilities they turn to us. Our experts help Aussies make smarter comparisons - saving time, stress and money.

abc news
9news
7news
kiis
hearld sun
daily telegraph
courier mail
financial review
Card
2026 Health Premium Rise - Featured on WIN News
Kate Browne from Compare Club joined WIN News to talk about the impact of the 1 April 2026 private health insurance premium rises and how they can vary across funds and policies.
Read more
Card
Millions Overpaying on Health Insurance – 7NEWS Interview
Kate Browne from Compare Club joins 7NEWS to explain why premiums are jumping and what households can do now to protect their savings.
Read more
Card
2026 Premium Rises Could Push People to the Edge - 3AW Radio Interview
Kate Browne explains on 3AW why this year’s health insurance increases are biting households and what people can do to stay in control.
Read more

Why 1 Million Aussies Choose Compare Club

Australia’s #1 for life and health insurance comparisons.
More people trust Compare Club to help them find the right cover for their needs.
300+ real humans, here to help.
Our Australian experts talk to thousands every day, helping people make smarter choices about insurance, finance and utilities - without the jargon.
Independent. Unbiased.
Focused on you.
We’re independently owned, so you get the plan you need, not what we’ve been told to sell.
Rated and recommended by Aussies

Based on 9066 reviews on

David was very helpfully new his stuff…
Peter Bryant - 8 minutes ago
David was very helpfully new his stuff very clear on our options and very polite he got it sorted very quickly with no fuss
Quick and easy.
DEMI DERELI - an hour ago
Quick and easy.
Very grateful for Compare Club finding me a new health care provider
Kathy - an hour ago
I was very happy when I got a phone call from HIF which I wasn't expecting as I had forgot about Compare Club but had a great outcome as I got a much better price with HIF then with HCF so very grateful
Your Colleague JAY
ANDY FISHER - an hour ago
Your Colleague JAY is a chap who deserves all the credit and accolade for advising and organising my wife’s and my Health Fund recently. If I was Managing your company, I would definitely ensure that he stays, as he is a real asset. BTW, I have used your company in the past few years for advice and organisation of my Health Fund.
Was very helpful
Jack May - 4 hours ago
Was very helpful
Nice and easy and got myself the best…
Joanne - 4 hours ago
Nice and easy and got myself the best outcome
CONSULTANT WAS KNOWLEDGEABLE & HELPFUL
Ishaverlal (Ishwar) DESAI - 16 hours ago
CONSULTANT WAS KNOWLEDGEABLE & HELPFUL
Brenton the customer service rep was…
J Davidson - 19 hours ago
Brenton the customer service rep was very knowledgeable and supported me to choose the right provider of private health insurance. He was able to re-arrange my extra’s transferring over to Bupa from HCF to better equip me moving forward. Very friendly and positive support given through the entire transfer over.

Your life. Your goals. Your savings.

From big moves to everyday bills, we help you save again and again on what matters to you.

Smart explainers made for busy people

We turn the complicated stuff into clear, practical advice, so you can make the right decisions for you and your life.

Card
The private health insurance rebate explained
by Chris Stanley
Read more
Card
What is the annual private health insurance premium increase in 2026?
by Chris Stanley
Read more
Card
Who pays the Medicare levy and the Medicare levy surcharge?
by Chris Stanley
Read more
View all articles
Got questions? Let's clear things up.

No. Our comparison service is completely free, and you don’t need to join anything to get a quote. If you do switch to a better offer, you’ll be asked to create a free Club+ account. This helps you save your quotes, access your policy, and get useful alerts so you can keep saving in the future.

We don't compare every provider in the market, but we work with a wide range of well-known providers that cover a large portion of products. Unfortunately some providers choose not to be part of comparison services. If you're ever unsure, just click the (+More) link on our product pages to see exactly which partners are included and which ones aren't. That way, you always know what you're comparing.

Some brands may offer exclusive direct-only pricing but our customers often tell us they uncover better value or more suitable cover after comparing multiple providers side by side. Plus, when it comes to switching, we make it faster, easier, and hassle-free by managing the entire process for you.

No. The recommendations you see are based on your needs, not commissions or paid recommendations. Products are ranked by how well they match what you're after - like price, features and value. And if you're chatting to our agents, their commission structure is not incentivised to push a particular product.


From time to time, some providers may offer member promotions (such as gift cards) that we pass on directly to you, not to our agents. These don't affect the way we rank or recommend products.

No. The price you see is the same as going direct for the identical policy - we don't add any extra fees. Our service is free, and you'll get expert support to help you compare and switch with confidence.

Our service is free for you. We receive a fee from providers when you purchase through us, but you'll pay the same price as you would if you went to the provider directly for the same policy. No hidden fees. No surprise costs.

We get it - too many calls can be frustrating. We're looking to reduce how many times we call you and improve how we follow up, including options like SMS, email or online-only support.

We're committed to delivering what we say. If anything goes wrong, we want to know and make it right. We monitor our team's performance closely and use your feedback to constantly improve how we operate.

Things you should know

As our customer you'll be provided with quotes directly from the insurer for the product you intend to purchase. We manage the application and deal with the administration work and insurer. We do not charge you a fee for the service we provide, the insurer simply remunerates us in return for setting up your policy.


The products compared on this website do not necessarily compare all features that may be relevant to you and different products may have different features and different levels of coverage. Comparisons on health insurance products are made on the basis of price or fit; comparisons on all other products/services are made on the basis of price only. Compare Club does not compare all policies or products available in Australia and our product partners may not make all policies or products available to Compare Club.